Our products fit the needs of a wide range of consumers: uninsured, underinsured and uninsurable. By providing a range of features and pricing, we are able to provide solutions for all our clients.
Our products are marketed under numerous brand names, including:
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The range of our product portfolio includes:
Basic Discount Programs
- Discount Pharmacy
- Discount Dental (utilizing our proprietary provider network, Access Dental Network)
- Discount Vision (utilizing our proprietary provider network, Access Vision Network)
Medical Discount Programs
- Physician Network Access & Hospital Patient Advocacy
Medical Discount with Some Defined Insured Features
- Physician Network Access & Hospital Patient Advocacy
- Accident Medical ($2,000 or more)
- Accidental Death & Dismemberment ($2,000 or more)
- Critical Illness ($2,500 or more)
Defined Benefit Plans
(Medical Discount with Limited Insurance Assistance Programs)
Sometimes referred to as “mini-medical” plans or “defined medical plans”, these products meet the needs of consumers who cannot qualify for major medical health insurance but who can afford monthly fees that provide them some insurance coverage for hospital, doctor visits, emergency room, ambulance and other types of medical expenses. By combining medical discounts through medical provider networks with defined insurance benefits, the consumer can rely on a certain level of financial protection and reduce out-of-pocket medical expenses.
These products contain all or some of the following:
- Daily hospital benefit
- Doctor office visit benefit
- Emergency room benefit
- Ambulance benefit
- Surgery benefit
- ICU benefit
- Emergency helicopter rescue
- Physician Network Access & Hospital Patient Advocacy
- Accident Medical ($2,000 or more)
- Accidental Death & Dismemberment ($2,000 or more)
- Critical Illness ($2,500 or more)
- Accident Disability Benefit ($500 a month or more)
Insurance Supplemental Plans
We also develop plans to supplement health insurance that our clients may already have.
AmeriValue Plan was especially designed for consumers with high-deductible major medical or HSA-qualified health insurance plans. It provides limited coverage that can fill the gaps of major medical deductibles for accidents and critical illness. It also has other important supplemental insured benefits that are not usually included in the consumer’s health insurance plan, including:
- Up to $5,000 Accident Medical coverage
- $2,500 Critical Illness
- Up to $10,000 Accidental Death & Dismemberment
- Up to $1,000 Dental Insurance
- $1,000/month Accident Disability Income
- Vision Insurance
- Up to $4,000 Emergency Rescue Plan
CONTACT US FOR INFORMATION
If you would like more information about any of our products, please send us an email.
