Access Plans USA is organized into three distinct business units:
Consumer Plan Division 
We assist uninsured and underinsured individuals and families, and employers and large affinity groups to access savings on health care expenses through:
- Prescription drug and dental discount programs
- Medical discount cards
- Defined benefit insurance plans
- Insurance supplemental plans
Insurance Marketing Division
We utilize web-based technology for agent and tele-sales distribution of affordable health care products. Our national network of licensed professional agents serves families, individuals and senior Americans with a range of products:
- Fully insured Major Medical plans
- Supplemental life insurance, accident insurance, and critical illness insurance
- Senior health and life insurance products
Regional Health Care Division
Our full service health benefits company has programs to reduce health care costs for public and private employers. We provide:
- Well-recognized affordable health care plans
- Wellness and health management programs
- Claims management and processing
- Utilization review and case management
- Access to a national network of over 500,000 physicians, hospitals, and other medical service providers
